It has been said that “when it comes to money, we are all of the same religion“. Do you have some burning questions on your finances that you need to ask somebody or you have experienced what another person is asking about? if so then Q & A is the place for you.
Take a look round, ask a question or just join the discussion. You might be the solution to someone’s problem.
If having peace of mind because of no debt is worth more to you than another increase to your credit card balance - the choice is yours.
One thing i know is that you will never start on the road to debt freedom until you are utterly disgusted at the state your finances are at present. What is going on in your life now that can make you say 'That's it. I've had it'? That may be the big reason you are looking for.